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About Us

Credit & Lending is a Direct Lender operating in all 50 U.S. states.

Our Philosophy:

  •  Small businesses are the foundation of the US economy
  • Our nation’s economic recovery is directly tied to the ability of small business owners to gain access to loans and capital
  • Business lending is more complicated than it should be

The Problem:

The underwriting requirements of traditional banks are broken. They have failed the American Business Owner.  Money is harder to get than it has been in 3 generations.

How We’re Fixing It: has a broad range of funding options.  We give you the best loan possible because we conduct a detailed funding analysis with you to understand your unique situation and financial needs.  The analysis is free and includes the following:

  • financial goals (short-term and longer term)
  • current business situation
  • credit history
  • capital needs
  • experience
  • non-traditional assets and leverage

Based upon our analysis, we evaluate all available options and tailor a business loan that matches what you need.  We have long-term relationships with all our customers – we’re both consultants as well as lenders.