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Welcome to Credit & Lending, merging Small Business Lending, with Real World experience. is a direct business lender actively underwriting and funding loans in all 50 U.S. states. Our mission and purpose is to support the financing needs of small and growing businesses in the United States. Small business growth is the foundation of the US economy and is critical to our economic recovery. In today's challenging economy, small businesses need access to funding to purchase new equipment, hire new employees, buy more inventory and market their products and services.

Small Business Lending Solutions

There are over 5 million businesses in the United States that employ 20 people or less. These businesses represent the American Dream and are the foundation of our economy.  These are the businesses we fund!